Teacher salary calculator
Work out a teacher's pay and take-home pay by pay point and area, full time or part time.
Pay points from the School Teachers' Pay and Conditions Document 2026 on GOV.UK, checked 13 November 2026. Tax from HMRC's 2026 to 2027 rates.
Result
On M1 in England outside London, pay from 1 September 2026 is £34,069.00 a year, and take-home pay is £2,337.59 a month.
take-home pay a month
| Salary a year | £34,069.00 |
|---|---|
| Salary a month | £2,839.08 |
| Income Tax a month | £358.17 |
| National Insurance a month | £143.33 |
| Take-home a month | £2,337.59 |
Show the workings
| Step | Sum | Answer |
|---|---|---|
| Pay for your hours | full time | £34,069.00 |
| Tax-free pay from tax code 1257L | £12,570.00 allowance, which code 1257L covers up to £12,579.00 | £12,579.00 |
| Taxable pay | £34,069.00 − £12,579.00 | £21,490.00 |
| Basic rate | £21,490.00 × 20% | £4,298.00 |
| National Insurance | £21,499.00 above £12,570.00 × 8% | £1,719.92 |
| Take-home pay | £34,069.00 − £4,298.00 tax − £1,719.92 National Insurance | £28,051.08 |
What this leaves out or assumes
- England, Wales and Northern Ireland Income Tax rates, a standard Personal Allowance and National Insurance category A.
- Tax-free pay follows the tax code, as payroll and HMRC's own take-home pay estimator do: code 1257L gives £12,579 a year, not £12,570, which is up to a few pounds less tax.
- Worked out over the whole tax year. Payroll works out each payday on its own, so a monthly or weekly payslip can differ by a few pence, or by more in a month with a bonus.
Where the figures come from
- Personal Allowance, 2026 to 2027: £12,570 a year. Source: HMRC: Rates and thresholds for employers 2026 to 2027. Checked 13 November 2026.
- Range of allowances each tax code number covers: £10. Source: HMRC PAYE Manual PAYE11065: suffix codes, calculating the number. Checked 13 November 2026.
- Basic rate of Income Tax (England, Wales and Northern Ireland): 20%. Source: HMRC: Rates and thresholds for employers 2026 to 2027. Checked 13 November 2026.
- Basic rate band: taxable income it covers (England, Wales and Northern Ireland): £37,700 a year. Source: HMRC: Rates and thresholds for employers 2026 to 2027. Checked 13 November 2026.
- Higher rate of Income Tax (England, Wales and Northern Ireland): 40%. Source: HMRC: Rates and thresholds for employers 2026 to 2027. Checked 13 November 2026.
- Taxable income above which the additional rate applies (England, Wales and Northern Ireland): £125,140 a year. Source: HMRC: Rates and thresholds for employers 2026 to 2027. Checked 13 November 2026.
- Additional rate of Income Tax (England, Wales and Northern Ireland): 45%. Source: HMRC: Rates and thresholds for employers 2026 to 2027. Checked 13 November 2026.
- National Insurance primary threshold: £12,570 a year. Source: HMRC: Rates and thresholds for employers 2026 to 2027. Checked 13 November 2026.
- National Insurance upper earnings limit: £50,270 a year. Source: HMRC: Rates and thresholds for employers 2026 to 2027. Checked 13 November 2026.
- Employee National Insurance between the primary threshold and upper earnings limit (category A): 8%. Source: HMRC: Rates and thresholds for employers 2026 to 2027. Checked 13 November 2026.
- Employee National Insurance above the upper earnings limit (category A): 2%. Source: HMRC: Rates and thresholds for employers 2026 to 2027. Checked 13 November 2026.
Take-home pay on common pay points
| Point | Salary | Take-home a month |
|---|---|---|
| M1 | £34,069 | £2,337.59 |
| M3 | £38,400 | £2,597.45 |
| M6 | £46,940 | £3,109.85 |
| U1 | £49,134 | £3,241.49 |
| U3 | £52,835 | £3,433.78 |
All pay points for every area, 2026 and 2027
Teachers' Pension
Teachers in the Teachers' Pension Scheme pay a share of their salary into it before tax. The rate depends on your salary and is on your payslip. Enter it to see your take-home pay after the pension. Your school pays its own contribution on top, which does not come out of your pay.
Part-time teachers
Part-time teachers are paid a share of the full-time salary for their point, in proportion to the time they work. Enter that share as a percentage. The calculator uses England's tax rates, as the pay document covers schools in England.